financed by synchrony bank

Available Terms:  18/24/36/48/60 Months!

  • SECURE CREDIT APPLICATION

  • This field is for validation purposes and should be left unchanged.

*0 Interest with equal monthly payments for 60 months. On purchases of $4999 or more after discounts made with your Synchrony HOME™ Credit Card. Promo fee of 2% of amount financed will be included in required monthly payments.
*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

Multiple Finance Accounts and Credit Cards Can Be Combined to Make a Purchase!

Metro Mattress financing is provided by Synchrony Bank.  You may automatically be offered a prequalified financing offer from Fortiva. If not immediately approved, apply for Koalafi from West Creek Financial. If approved online, simply bring your approved application, account number, and photo identification to the Metro Mattress nearest you. Applying online will save you time and allow you to shop for your new mattress set knowing your approved credit limit. Minimum monthly payments required. Subject to Credit Approval. Call or visit a Metro Mattress store location for complete details.

You can access your Synchrony Bank Financing account online!  Manage your existing Synchrony Bank account.

FREQUENTLY ASKED QUESTIONS

Who do I contact for general questions about a Synchrony Bank account or about my online credit application?

Call Synchrony Bank at 1-866-396-8254 or write to:

Synchrony Bank
PO Box 965033
Orlando, FL 32896-5033

Once approved, when will I receive my Metro Mattress preferred customer credit card in the mail?

You should receive your credit card 10 to 14 business day after the application is approved by Synchrony Bank.

Do I have to wait to receive my Metro Mattress preferred customer credit card before I can make a purchase?

No. If your application is approved, you may visit the store to make or finalize your purchase with your account. If your credit application is approved, you will receive confirmation with your account number and credit limit. Simply print off the page with your account number and credit limit and utilize that until you receive your card in the mail.

If I have forgotten my Metro Mattress preferred customer credit card can I still charge purchases to my account?

Absolutely. As long as you have available credit you may still charge purchases to your account. You will be required to provide photo identification in order to verify your information before processing a charge on your Metro Mattress Preferred Customer Credit Card.

When will I receive my first billing statement?

You should expect to receive your first billing statement 30 – 45 days after receipt of your merchandise. If you do not receive your billing statement within this time please contact Synchrony Bank Customer Service at 1-866-396-8254.

When is my payment due?

Your payment due date is listed on your individual billing statement. If you require further assistance, please contact Synchrony Bank Customer Service at 1-866-396-8254.

Where do I send my payment?

Payments are to be sent directly to Synchrony Bank:

For Regular Mail:
Synchrony Bank
PO Box 960061
Orlando, FL 32896-0061

How do I request a credit limit increase?

You may request a credit limit increase by contacting Synchrony Bank Customer Service at 1-866-396-8254.

What should I do if my Metro Mattress preferred customer credit card is lost or stolen?

Contact Synchrony Bank Customer Service immediately at 1-866-396-8254.

0 Interest with equal monthly payments for 60 months*
On purchases of $4999 or more after discounts made with your Synchrony HOME™ Credit Card. Promo fee of 2% of amount financed will be included in required monthly payments.
*Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee), and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 07/16/2024, Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.