SYNCHRONY
LONG-TERM FINANCE

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Manage your existing Synchrony account here.

WEST CREEK
NO CREDIT NEEDED

APPLY NOW

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Manage your existing West Creek account here.

Get Approved!

OPTION 1    Apply for financing with Synchrony Bank. Special Financing Available for up to 60 Months* on qualifying purchases. Consider applying with a joint applicant if possible.  If not immediately approved, you may automatically be offered a prequalified financing offer from Fortiva. If not immediately approved, apply for West Creek Financial.

You may apply directly for a Fortiva Retail Credit revolving credit card account with an available credit limit that can be used multiple times.

OPTION 2  Apply for the West Creek Financial No-Credit-Needed option with high approval rates and flexible payment options.

Bring your approved application number and photo identification to the Metro Mattress store nearest you or make your purchase online immediately. Call, chat or visit us for details.

CURRENT FINANCING OFFERS
AVAILABLE EVERY DAY

Everyday current financing offers are subject to change and may be superseded by promotional events and other special financing offers at any time including reduced minimum purchase requirements. Please see Special Offers, call, or visit any Metro Mattress store for details.
0% interest for 60 months

60 MONTH INTEREST FREE WITH PAYMENTS*

On in-store purchases made with your Metro Mattress credit card, along with a minimum pre-tax purchase of $4999.99 and a 10% down payment. Equal monthly payments required for 60 months.
0% interest for 48 months

48 MONTH INTEREST FREE WITH PAYMENTS*

On in-store purchases made with your Metro Mattress credit card, along with a minimum pre-tax purchase of $3999.99 and a 10% down payment. Equal monthly payments required for 48 months.
0% Interest for 36 months

36 MONTH INTEREST FREE WITH PAYMENTS*

On in-store purchases made with your Metro Mattress credit card, along with a minimum pre-tax purchase of $2999.99 and a 10% down payment. Equal monthly payments required for 36 months.
0% interest for 24 months

24 MONTH INTEREST FREE WITH PAYMENTS*

On in-store purchases made with your Metro Mattress credit card, along with a minimum pre-tax purchase of $1999.99 and a 10% down payment. Equal monthly payments required for 24 months.
6 Month

SPECIAL FINANCING: NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS**

On in-store purchases made with your Metro Mattress credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required. No minimum purchase is required.

12 Month

SPECIAL FINANCING: NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS**

On in-store purchases made with your Metro Mattress credit card. $1499.99 minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum Monthly Payments Required.

18 Month

SPECIAL FINANCING: NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS**

On in-store purchases made with your Metro Mattress credit card. $1999.99 minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 months. Minimum Monthly Payments Required.

24 Month

SPECIAL FINANCING: NO INTEREST IF PAID IN FULL WITHIN 24 MONTHS**

On in-store purchases made with your Metro Mattress credit card. $1999.99 minimum purchase required. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Minimum Monthly Payments Required.

*Interest-Free with Payments:  Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

**Special Financing.  Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within the number of months in the promo period. If you do not, interest will be charged on the promo purchase from the promo purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.