STEP 1    Apply for financing with Synchrony Bank first.  Fixed terms with 0% interest as long as 60 months with payments.  Consider applying with a joint applicant if possible.  If not immediately approved, apply for the Vive Financial option.

STEP 2    Apply for our Vive Financial for a revolving charge account with an available credit limit that can be used multiple times. If not immediately approved, apply for West Creek Financial.

STEP 3    Apply for our West Creek Financial No-Credit-Needed option with high approval rates and flexible payment options.

Bring your approved application number and photo identification to the Metro Mattress store nearest you or make your purchase online immediately. Call, chat or visit us for details.

Everyday current financing offers are subject to change and may be superseded by promotional events and other special financing offers at any time including reduced minimum purchase requirements. Please see Special Offers, call, or visit any Metro Mattress store for details.

*Interest-Free with Payments:  Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

**Special Financing.  Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within the number of months in the promo period. If you do not, interest will be charged on the promo purchase from the promo purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.